Privacy Policy

Information We Collect

aurithonexal collects personal information that you provide directly to us when using our financial services platform. This collection occurs when you register for an account, apply for financial products, or interact with our customer support team.

How We Use Your Information

Your personal information is used primarily to provide financial services, comply with Australian regulatory requirements, and enhance your experience with our platform. We process your data to verify your identity, assess financial applications, and maintain accurate records as mandated by AUSTRAC and ASIC regulations.

Data Storage and Security

aurithonexal employs bank-grade security measures to protect your personal information. All data is encrypted both in transit and at rest using AES-256 encryption standards. Our servers are located in Australian data centers that comply with ISO 27001 security standards.

We retain your personal information for the periods required by Australian law, typically seven years for financial records. After this period, data is securely deleted from our systems unless ongoing retention is required for legal proceedings or regulatory investigations.

Your Privacy Rights

Under the Australian Privacy Act 1988 and Privacy Amendment Act 2022, you have specific rights regarding your personal information:

• Access your personal information held by aurithonexal and request copies of your data
• Correct inaccurate or outdated personal information in our records
• Request deletion of your personal information where legally permissible
• Restrict processing of your data for specific purposes where applicable
• Receive notification of data breaches that may affect your personal information
• Withdraw consent for non-essential data processing activities

Third-Party Sharing

aurithonexal shares your personal information only when necessary to provide our services or comply with legal obligations. This includes sharing with credit reporting agencies, regulatory bodies like AUSTRAC and ASIC, and service providers who assist with payment processing and identity verification.

All third-party providers are bound by strict confidentiality agreements and must comply with Australian privacy laws. We conduct regular audits to ensure these partners maintain appropriate security standards for handling your personal information.

Cookies and Tracking

Our website uses essential cookies to maintain your login session and ensure platform functionality. We also employ analytics cookies to understand how users interact with our services, helping us improve the user experience and identify potential security issues.

You can manage cookie preferences through your browser settings, though disabling essential cookies may limit platform functionality. We do not use tracking cookies for advertising purposes or share cookie data with external advertising networks.

International Data Transfers

While aurithonexal primarily stores and processes data within Australia, some service providers may be located overseas. When international transfers occur, we ensure adequate protection through approved transfer mechanisms such as Standard Contractual Clauses or adequacy decisions recognized by the Australian Privacy Commissioner.

Countries where your data may be processed include New Zealand, Singapore, and the United States, all of which have been assessed for adequate privacy protections or are covered by appropriate safeguards.

Data Breach Procedures

In the event of a data breach that may cause serious harm, aurithonexal will notify affected individuals within 30 days as required by Australian law. We will also report eligible data breaches to the Office of the Australian Information Commissioner within 72 hours of becoming aware of the incident.

Our incident response team conducts regular drills and maintains detailed procedures for containing breaches, assessing impact, and communicating with stakeholders. We continuously monitor our systems for potential security threats and maintain cyber insurance coverage.

Changes to This Policy

aurithonexal reviews this privacy policy annually and updates it when necessary to reflect changes in our practices or applicable laws. We will notify users of material changes through email and prominent notices on our platform.

Continued use of our services after policy updates constitutes acceptance of the revised terms. For significant changes affecting your rights, we may require explicit consent before implementing new practices.